It all happens in January!
My fiance has to get his car MOT done in January, as well as getting it taxed and insured for the year — ugh — expensive 
He warned me earlier in the month I wouldn’t be getting too much for Christmas this year because he needed to save his pennies, that’s OK with me as I am not greedy — but I still searched to try and find him some cheap auto insurance because I know he struggles financially at the beginning of the year.
